CIMB CashLite – Low interest rates & around S$step one,000^ Cashback!

CIMB CashLite – Low interest rates & around S$step one,000^ Cashback!

Installment Table

#This new payable flat interest rate / payable studio charge was at step three.5% p.a great. for 1 year and you can 2 years, and you will step three.0% p.a good. getting 3 years, 48 days and sixty weeks. Brand new particular productive interest rate (EIR) was at 6.40% p.a good. to possess one year, six.58% excellent. to own two years, 5.68% p.a. getting three years, 5.67% p.a. having forty eight days and you may 5.64% excellent. getting sixty months. EIR is the phrase of your comparable to the fresh new apartment focus rate / payable business costs cited above having fun with compounding and on a keen annualised rate of interest / payable facility costs basis.

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  • Month-to-month instalment payable must be paid-in full and any outstanding delinquent count regarding the earlier report.
  • If any monthly instalments will get delinquent, appeal and you can later payment charge might be levied for the including delinquent instalment and also other overdue amounts on the CIMB Borrowing from the bank Card membership in accordance with the Cardmember’s contract.
  • Later fee charges: S$100 could well be energized when the (i) full percentage of your own an excellent equilibrium (where in fact the an excellent balance are S$50 otherwise shorter) isn’t received by the fee due date; or (ii) in the event your minimal fee (the spot where the a great harmony exceeds S$50) given regarding report is not obtained by the fee due go out.
  • Interest: dos.158% per month (energetic rate of interest twenty five.9% p.a good. at the mercy of compounding in case the fees aren’t paid back in full) toward exchange matter, chargeable several times a day from the day away from send until acknowledgment away from full percentage (lowest costs away from S$2.50).

Should your minimal commission is not gotten completely of the commission deadline of any Billing Declaration, financing charges might be levied within rate off dos.333% 30 days (energetic interest out of 28% p.a great. at the mercy of compounding) chargeable on a daily basis, into instance number since is actually due and you can due (at the mercy of at least monthly charges out of S$dos.fifty otherwise instance almost every other contribution just like the is generally determined by the latest Bank). The fresh finance charges tend to return to this new productive interest out of twenty-five.9% excellent. when minimum commission is actually received entirely of the payment owed day. Any variations or reinstatement of great interest rates should begin working away from the time of such Charging Report just after this new fee due go out from a relevant Billing Declaration.

*Only applicable to New-to-Bank customers who apply for CIMB CashLite Personal Instalment Loan with minimum approved loan amount of S$1,000 and above. Terms and conditions governing the CIMB CashLite Personal Instalment Loan – NTB Interest Rate and Cashback Promotion 2022 apply. Please click here for full terms and conditions

^Merely applicable to have CashLite Individual Instalment Loan requests submitted via CIMB web site which have minimal loan tenure of three years and you can accepted loan quantity of S$5,one hundred thousand or even more. Small print ruling the brand new CIMB CashLite Personal Instalment Mortgage – NTB Interest and you may Cashback Promotion 2022 incorporate. Please follow this link to have complete fine print.

step 1 Their accepted interest rate might possibly be calculated based on your own risk character and can even differ from brand new composed rate. When you’re a different sort of CIMB Credit Cardmember, you’ll found a visit of CIMB Financial immediately following your CIMB Borrowing from the bank Card’s recognition.

Please be aware the minimum loan amount was S$step 1,100 and you will be offered up to a maximum of 90% of the credit limit.

For everyone Terms and conditions & Conditions with the CIMB CashLite Personal Instalment Mortgage, you can discover more from the simply clicking backlinks lower than:

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